Mortgage Save · Mortgage calculator & planning toolkit
Understand your mortgage.
Explore your options.
Calculate payments, compare scenarios and see how overpayments could change your mortgage’s total cost and term. Put the numbers into perspective before your next decision.
For iPhone and iPad
Calculate. Compare. Plan.
Your mortgage questions, made clearer.
Explore the numbers at your own pace.
Mortgage calculator & planning toolkit
See beyond the monthly payment.
Start with the basics, then explore how changes to rates, terms and overpayments affect the bigger picture.
- 01 / CALCULATE
Start with your numbers.
Enter the loan amount, interest rate and term to see estimated payments, total interest and the full cost of the mortgage.
- 02 / EXPLORE
What if you overpaid?
Model extra monthly payments and see how they could reduce the term and interest you pay.
- 03 / COMPARE
Put options side by side.
Save your first scenario free; Premium lets you save more, compare up to five mortgages and export PDF reports.
Clearer numbers.
Better questions.
Use Mortgage Save to explore possibilities and prepare for conversations with your lender or adviser.
- Model rate changes. Explore an initial deal rate followed by a revert rate to see what happens when your deal ends.
- Explore the repayment journey. Premium amortisation schedules show payments month by month and year by year.
- Built for multiple markets. Support for the UK, Ireland, USA, Canada, Australia, New Zealand, South Africa, Singapore, India, Hong Kong and the Philippines, with local currencies and terminology.
- Keep useful details to hand. Premium features include reports and reminders. Live rates currently use supported sources in the USA and New Zealand.
A few things to know.
Is Mortgage Save free?
The app is free to download, with unlimited calculations and one saved scenario in the free tier. Premium features are available through in-app purchases; see the App Store for current options and prices.
Which countries are supported?
Calculations support the UK, Ireland, USA, Canada, Australia, New Zealand, South Africa, Singapore, India, Hong Kong and the Philippines. Live rate sources are currently supported for the USA and New Zealand only.
Does this replace financial advice?
No. Calculations are illustrative estimates, not a mortgage offer or personalised financial advice. Confirm terms, fees and suitability with your lender or a qualified adviser.
Where can I get help?
Visit our support page or email [email protected]. Read our privacy policy for details about your data.
Start with the numbers. Explore what’s possible.
Download Mortgage Save and take a closer look at your mortgage.